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A collection of things I sometimes write about. Comments? Questions? Get in touch.

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October 6, 2018

Baby steps to investing for those who don't know how and where to start. 

Investing is such a complex and wide topic, with everything ranging from get-quick-schemes to bitcoins to gold to the next housing market boom/crash.

Due to that, one can be tempted to:

  1. spend fo...

September 9, 2018

For those rainy, thunderstorm-y, hurricane-y days that lie ahead.

Insurance is one of those things that nobody really wants to think about, because it conjures up negative vibes of doomsday and (at least for me) pushy insurance agents trying to sell you something you do...

August 4, 2018

The best way to deal with debt is to have none of it. 

In a world where loan opportunities and credit cards are offered every time you so much as sneeze, and where borrowing money is made incredibly easy and normal, it’s difficult to not be in debt. After all, who would...

July 14, 2018

Not all of us are accountants, but all of us, whether we like it or not, need to manage our money - here's how. 

Previously, we discussed how to allocate your paycheque into certain percentages to suit your priorities and lifestyle. If you haven't done this already...

June 10, 2018

Putting that moolah on your pay slip to the best use.

Source 

My first ever official paycheque was for USD 400 – a result of spending 12 hours a week cleaning old vinyl records at the back of the Music Library

Because I was 18 and beyond dumb, I blew all of it on a tick...

A piggy-bank to save your day, or week, or month, or year. 

Before we get to anything else in this series, let’s first figure out your emergency fund situation.

If I took away your job tomorrow and cut out any means of receiving future income or pity money from the dotin...

April 15, 2018

A continuation of the first personal finance series, but this time more focused on actions.

Last year, I wrote a starter series on personal finance, which mainly revolved around attitudes and mindsets. The series also laid emphasis on shifting some of the underlying bel...

August 26, 2017

'Money is a good servant, but a terrible master'. Pick the right side. 

There are essentially three ways to go about becoming wealthy:

1)    make more money (earn as much as you possibly can)

2)    save more money (cut down on spending as much as you can possibl...

July 29, 2017

Having everything you need, and enjoying everything you have. That is where you want to be.

Like everybody else, I grew up with the belief that more is better, especially when it comes to clothes. Why have two dresses when you can have ten? Or three pairs of shoes...

June 17, 2017

Know where your money goes by tracking it.

I was a scientist during my college days - I studied Biological Sciences and spent a few years working in a research lab. One of the crucial things I learned during that period is the importance of measuring.

You see, if you don...

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