How much building a house (and an eventual farm-slash-orchard) is costing the wallet.
If you've been following my Personal Finance series, you will know exactly how I feel about loans and interest rates. So when I decided to build my own home, I was adamant about keeping the costs down so that I could afford to do it without having to borrow money.
1) I was limited by what little I have managed to save up or earn in less than a decade of working.
2) I had to look outside the city in places where prices wouldn't give me a heart attack.
3) I had to really prioritise what it was that I wanted out of my house, and leave out the excess and the unnecessary.
4) I had to make a few unconventional decisions about what my house would be like.
At the point in which I made the decision to build my own house, the only other option I had seriously considered was a 750-square feet studio apartment in town with a price tag of RM 500,000 - cue flashback to my father's infamous sassy quip: "You want to pay half-a-million bucks to live in a shoebox??"
Well, my father won't be impressed with the fa