A collection of things I sometimes write about. Comments? Questions? Get in touch

The Emergency Fund and the Stupid Fund

A piggy-bank to save your day, or week, or month, or year. 



Before we get to anything else in this series, let’s first figure out your emergency fund situation.


If I took away your job tomorrow and cut out any means of receiving future income or pity money from the doting parents or the concerned boy/girlfriend, because I’m mean like that, how long can you survive with the money you currently have?


A week? A month? A year?


If you answered a year, then you’re good to go. You can stop reading this now and go scroll through Instagram or whatever.


If you answered less than 6 months, then you and I are going to have a longer chat – keep reading.



Pffft, what emergency?


I’m pre-disposed to be an optimist – an idealist, even – and you probably are too. In our minds, our future is nothing but pretty rainbows and chocolate-covered unicorns. But the fact of the matter is, shit happens.