A piggy-bank to save your day, or week, or month, or year.
Before we get to anything else in this series, let’s first figure out your emergency fund situation.
If I took away your job tomorrow and cut out any means of receiving future income or pity money from the doting parents or the concerned boy/girlfriend, because I’m mean like that, how long can you survive with the money you currently have?
A week? A month? A year?
If you answered a year, then you’re good to go. You can stop reading this now and go scroll through Instagram or whatever.
If you answered less than 6 months, then you and I are going to have a longer chat – keep reading.
Pffft, what emergency?
I’m pre-disposed to be an optimist – an idealist, even – and you probably are too. In our minds, our future is nothing but pretty rainbows and chocolate-covered unicorns. But the fact of the matter is, shit happens.